Begin your request

$100 to $5,000 · as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to ask

INQUIRY MARKETPLACE

A bill came up and your budget can't stretch?

One short request reaches lenders who consider all credit types.

Range
$100–$5,000
Form
2min
Cost
$100free

Clear lines, clear terms from lenders.

Check your options
Network Depth
200+ lenders
State-licensed and tribal partners
Inquiry Window
24/7
Submit from any device
Amount Range
$5,000max
Subject to lender approval
Service Fee
$100always
Free to submit, free to walk away
// Why route through WalletLattice

Less paddling, more progress.

A clear dashboard for what is a noisy market. We do not lend money, we do not approve money, and we do not control rates. We route your one inquiry to lenders who do.

Tide chart

One form, many currents

Stop refilling the same fields across 12 lender sites. Submit once and your encrypted inquiry is routed through our partner network. We are not a lender.

Depth sounder

Range $100 to $5,000

Personal loan inquiries from a small cash gap to a sizable expense. The lender determines amount, APR (typically 5.99-35.99% for state-licensed lenders), term and any fees. Tribal lender rates may be higher.

Buoy beacon

Privacy-first transit

Form data is transmitted over TLS 1.3. Your submission is forwarded only to participating lenders, aggregators and marketing partners as described in our Privacy Policy and Do Not Sell page.

// Process flow

Three currents, one destination.

01

Drop your inquiry

A short form: contact, income range, the amount you would like to inquire about. Around two minutes.

02

We route to lenders

Your encrypted submission is forwarded to participating lenders, aggregators and marketing partners in our network.

03

Review any offers

If approved, a lender presents terms. You read, decide, and only accept if it fits. Funding timing varies.

Questions people ask before they start

Is WalletLattice a lender?

No. WalletLattice is not a lender. We pass your request to lenders and lending partners in our network, and any lender that responds makes its own decision and sets its own terms.

How much can I ask for?

Anywhere from $100 to $5,000. Lenders decide how much they can offer, so an offer may be lower than what you asked for.

Will this show up on my credit report?

Sending the request does not change your score. A lender may run its own credit check as part of considering your request, which can involve the major bureaus.

When would funds reach my account?

Many lenders deposit as soon as the next business day after approval and acceptance, but the timing is set by the lender and your bank.

What information do I need to have ready?

Basic details about you, your income and your checking account. Applicants must be 18+ and US residents in a participating state.

Is there a fee to use WalletLattice?

Nothing. We are paid by lenders and partners. Loan rates and fees come from the lender and are disclosed before you sign.

Ready to glide?

Two minutes to submit. Free to walk away. We are not a lender, we route your inquiry to a network of them.

Begin My Inquiry →